What net present value tables do I use? Discount rates?
You want TVM tables, but there is no Net PV table. See the definition of NPV.
The FV of $1 table is used to determine what a lump sum received today will be worth at some future date, if it earns interest at a specified rate.
The PV of $1 table is used to determine what a lump sum received in the future is worth today, if it earns interest at a specified rate.
An Annuity is defined as equal payments made or received over equal intervals.
Use the PV of an Annuity table when payments will be made in the future; use FV of an Annuity to determine the accumulated future value of equal payments.
In all cases, interest is compounded over the number of payment periods, so convert APR to periodic rates.
PRESENT VALUE TABLE.where r = interest rate- n = number of periods until.Cumulative present value of $1 per annum, Receivable or Payable at the end of.for n years, commencing in one year, discounted at r% per annum: PV = ¦.